NURHUDA, Abid; ANSORI, Inamul Hasan; LATHIF, Nur Muhammad. Hiwalah Sebagai Instrumen Mitigasi Gagal Bayar UMKM: Model Pengalihan Piutang Berbasis Koperasi Syariah. Islamic Economics and Finance Journal, [S. l.], v. 4, n. 2, p. 101–112, 2026. DOI: 10.55657/iefj.v4i2.335. Disponível em: https://journal.scimadly.com/index.php/iefj/article/view/335. Acesso em: 7 aug. 2026.